Built on Real Lending Experience

Funding Compass Co was founded by someone who spent over a decade working inside lending institutions - originating loans, structuring transactions, collaborating with credit officers, and navigating SBA programs from the lender's perspective. This is not a brokerage built on referral networks or marketing expertise. It is advisory work grounded in firsthand knowledge of how deals get approved, why they fail, and what lenders actually scrutinize.

Founder

Mo Mazhir

I spent over 10 years working directly in commercial and SBA lending - originating loans, structuring transactions, and working alongside credit officers responsible for loan approval decisions at regional and national banks. My background includes working alongside sales teams, portfolio management, and hands-on involvement across a wide range of business financing transactions and industries.

During that time, I observed a persistent gap: Borrowers often lacked access to informed guidance on deal structure, lender selection, and positioning strategy. Most intermediaries functioned as transaction brokers rather than advisors, prioritizing speed and volume over structural soundness and lender alignment.

Funding Compass Co was created to provide the advisory perspective I wished borrowers had access to - Guidance rooted in lending experience, focused on preparation and execution, and aligned with how credit officers actually evaluate credit decisions. This is not brokerage for the sake of transaction flow. It is advisory work for borrowers who value informed decision-making.

Why Funding Compass Co Exists

The lending ecosystem is crowded with brokers, referral networks, and platforms promising speed, convenience, and maximum approval rates. Most operate on volume-based models - submitting transactions to multiple lenders simultaneously, offering minimal structural guidance, and treating borrowers as leads rather than clients requiring advisory support.

From my time inside lending, I consistently saw deals fail not because of borrower qualifications, but because of poor structure, mismatched lender selection, or inadequate preparation. Borrowers rarely understood why their applications were declined, and brokers rarely provided actionable explanations. The gap was not access to lenders - it was access to informed advisory.

Funding Compass Co was built to address that gap. The name reflects the function: a compass provides direction. It helps you navigate complex terrain by orienting you correctly before you move. Our role is to help borrowers understand deal structure, lender expectations, and execution requirements - then position transactions for approval based on those realities.

This is not a high-volume brokerage. It is advisory work for borrowers who recognize that business financing requires preparation, strategic positioning, and disciplined execution. If you value informed guidance over transactional convenience, this firm was built for that purpose.

Clarity over speed

We prioritize clear explanations of deal structure, lender expectations, and approval constraints over rushing applications to market. Informed decisions produce better outcomes than rapid submissions.

Structure over shortcuts

We refuse to submit poorly structured packages in hopes that lenders overlook fundamental issues. Proper debt service analysis and use-of-proceeds logic are non-negotiable.

Relationships over transactions

We work with borrowers and lenders as long-term relationships, not one-time deals. Repeat business stems from successful outcomes, transparency, and consistent execution - not volume-based churn.